Fractional CFO Services in Houston and Sugar Land, TX
Nguyen Accounting Group in Sugar Land, TX provides fractional CFO and advisory services for business owners across the greater Houston area. Being profitable on paper and short of cash at the same time can reflect a timing gap, and cash flow analysis helps find the cause.
15 minutes to get to know you and see if working together makes sense.
- Thuy Nguyen, JD, CPA, CTC, CTRS
- 24+ years
- English and Vietnamese
- Sugar Land, TX
What we do
There is a stage where the owner is making decisions that are too large to make on instinct and too frequent to justify a full-time finance hire. That gap is what this service fills.
The work is cash flow and profitability analysis, ongoing financial oversight, and a quarterly strategy session about what the numbers are telling you, held before the decision rather than after it. Whether to hire. Whether the pricing still works. Whether the good quarter is a trend or a single contract.
It only works on books that are current.
What CFO and advisory includes
Cash flow and profitability analysis
Which work, which clients and which lines actually pay, and where the cash goes in between. The answer is not always the line with the most revenue.
Cash flow monitoring
A regular look at the cash actually arriving and leaving, which is a different question from whether the business is profitable.
Quarterly strategy sessions
A scheduled look at where the business is against where it expected to be, and what to do about the difference.
Strategic financial oversight
Someone senior holding the financial picture between the quarterly sessions.
CFO-level financial strategy
The larger questions an owner would otherwise put to a finance chief: a hire, a lease, a large purchase, a new partner or a lender.
How it works
Any analysis is only as good as the books under it, and it should be one you can question, because a figure you cannot interrogate is one you will not trust when it says something inconvenient.
The quarterly strategy session is where the picture is compared with what actually happened.
To start, book the 15-minute intro call and say which decision is in front of you.
Who CFO advisory is for
- Owners busy enough to feel successful without knowing which part is paying
- Businesses where growth has made cash tighter rather than easier
- Anyone weighing a hire, a lease or a large purchase
- Owners preparing to approach a lender
- Businesses too small for a finance hire and too complex to run on instinct
What a fractional CFO does for a Houston business
A fractional CFO is a senior finance person you share. You get a set part of their time each month instead of paying a full-time salary.
It isn't bookkeeping, and it isn't a controller. The bookkeeper records what happened. A controller makes sure the books close accurately and on time. A CFO uses those books to decide what happens next. Our post on fractional CFO vs full-time CFO vs controller sets out which of the three a business actually needs.
For an owner in Houston or Sugar Land, the work here covers cash flow and profitability analysis, cash flow monitoring, strategic financial oversight and a quarterly strategy session.
Fractional, part-time, interim or outsourced CFO: which do you need?
The names overlap. Fractional and part-time both mean an ongoing share of one senior person's time. Outsourced means an outside firm supplies the service instead of an employee, and virtual means it is delivered remotely. Neither word says how much of it there is. Interim usually means someone filling an empty full-time seat for a few months.
What we offer under this name is business advisory and fractional CFO work: cash flow and profitability analysis, financial oversight and quarterly strategy. If what you actually need is cover for a vacant full-time seat, say so on the 15-minute intro call so the conversation starts in the right place.
The office is in Sugar Land, and Houston is one of the areas the practice serves, along with Katy, Pearland, Missouri City and The Woodlands.
CFO and Advisory in Sugar Land and across Fort Bend County and the Houston area
Our office is at 12440 Emily Ct, Suite 303, Sugar Land, TX 77478, in Sugar Land, Texas. Sugar Land is in Fort Bend County.
Tell us where you operate when you get in touch. See all our service areas.
Who provides fractional CFO services in Houston and Sugar Land, TX?
Nguyen Accounting Group, Inc in Sugar Land, Texas provides fractional CFO and advisory services, including cash flow and profitability analysis, cash flow monitoring, strategic financial oversight and quarterly strategy sessions for business owners across Fort Bend County and the greater Houston area. The practice is led by Thuy Nguyen, JD, CPA, CTC, CTRS, and also handles bookkeeping, payroll, tax preparation and IRS resolution. Call 832.500.4299.
CFO and Advisory FAQs
We are profitable but always short of cash. Why?
Often it is timing. Under an accrual method, income is generally reported when it is earned (IRS Publication 334), so a profit can show before the customer has paid. Paying down a loan or buying equipment can also use cash that the profit figure does not show. Cash flow analysis helps find which of these it is.
Do we need to use your bookkeeping too?
Raise it on the 15-minute intro call. Analysis built on unreliable records is worse than none, so the state of the books is worth talking through first.
How often would we actually meet?
Quarterly strategy sessions are part of the service. Raise how often you want to meet on the 15-minute intro call, because a business that changes quickly needs a shorter gap than one that does not.
Is a fractional CFO the same as an interim or outsourced CFO?
Not quite. Fractional means an ongoing share of a senior person's time. Interim usually means covering an empty full-time seat for a few months, and outsourced means an outside firm supplies the service instead of an employee. What we offer is fractional CFO and business advisory work: cash flow and profitability analysis, financial oversight and quarterly strategy.
Do you work with businesses in Houston, or only Sugar Land?
Houston too. The office is in Sugar Land, and the practice works with owners across Houston, Katy, Pearland, Missouri City and The Woodlands.
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Jump straight to any service or service area. Nguyen Accounting Group handles bookkeeping, payroll and tax for small businesses in Sugar Land and across Fort Bend County and the Houston area.
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Start with a 15-minute intro call
15 minutes to get to know you and see if working together makes sense.
- 1Pick a time.
- 2We talk for 15 minutes.
- 3We decide together whether to move forward.